Junior Doctor Pay Calculator (2026/27)
Use this Junior Doctor Pay Calculator to estimate your monthly take-home pay after basic salary, rota enhancements, NHS pension, income tax, National Insurance and student loan deductions.
It is designed for doctors working under the England 2016 resident doctor contract. Adjust your grade, hours, London weighting and deductions to get a practical estimate based on the details you enter.
Updated for 2026/27 using published resident doctor pay, NHS pension, UK tax and student loan threshold information.
The Basics
Currently supports the England 2016 resident doctor contract only.
Rota & Enhancements
Standard is 40. Max is 48.
Adds 8% availability allowance.
Deductions & Tax
Default is 1257L.
What’s included in this estimate?
This calculator uses 2026/27 resident doctor pay assumptions alongside UK tax, National Insurance, NHS pension and student loan thresholds. It accounts for:
- Basic nodal pay points
- Additional rostered hours
- Night shift enhancements (37%)
- Weekend allowances
- Non-resident on-call (8%)
- Medical London weighting
- Tiered NHS Pension rates
- Student & PG Loan thresholds
Frequently Asked Questions
Under the 2016 contract in England, pay starts with a basic nodal point based on grade. Enhancements can then be added for additional rostered hours, night hours, weekend frequency, non-resident on-call availability and London weighting.
It gives a practical estimate using the details entered into the form. Actual payslips can still differ because of tax code changes, arrears, back pay, unpaid leave, local trust deductions or payroll-specific adjustments.
Yes. Enable the LTFT option and enter your percentage. The calculator proportionally adjusts the base salary and enhancements using the entered LTFT percentage for a quick estimate.
Yes. Student loan deductions are applied to earnings above the relevant repayment threshold, so they can noticeably reduce monthly take-home pay depending on your plan and salary level.
Yes. The term resident doctor is now commonly used in England, but many people still search for junior doctor pay when checking salary and take-home pay.
Your actual pay can differ because of rota changes, payroll timing, tax code updates, local arrangements, salary sacrifice, backpay, unpaid leave or deductions that are specific to your trust.
Disclaimer: This tool provides an estimate of your pay using 2026/27 resident doctor pay, UK tax, National Insurance, NHS pension and student loan assumptions. It is designed for guidance only and does not constitute financial or payroll advice. Always check your official payslip and speak to your trust’s payroll department or the BMA about your specific circumstances, backpay, tax code, rota, or local arrangements.