Struggling to figure out what you'll actually pay for nursery after funding and hidden costs?
Use our simple calculator to get a clear, accurate estimate of your monthly childcare costs. We factor in 15/30 free hours, Tax-Free Childcare savings, and stretched funding so you can budget with confidence. Check GOV.UK for official eligibility.
Funding rules differ outside England
This calculator provides estimates based on English funding rules. While basic cost calculations are accurate, funded hours work differently in Scotland, Wales, and Northern Ireland. Please check GOV.UK for specific guidance.
Child & Attendance
Nursery Fees
Apply 10% discount to standard fees
Funding & Support
Not sure what you qualify for? Check GOV.UK
Saves 20% on remaining costs, up to £2,000/year. Learn more
Understanding Your Nursery Fees
What affects the cost?
Your final bill depends on your nursery's daily rate, how many days your child attends, whether you stretch your funded hours across the full year (51 weeks) or use them term-time only (38 weeks), and any extra charges for meals or consumables.
What do funded hours cover?
Government funded hours cover the core cost of childcare and education. They do not usually cover the cost of meals, snacks, nappies, sun cream, or extra activities. Nurseries often charge a 'consumables fee' to cover these.